Privacy Policy

Last updated: November 15, 2025

At SAHOS, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our financial education services. Please read this policy carefully to understand our practices regarding your personal data.

Information We Collect

We collect several types of information from and about users of our website and services, including:

  • Personal Information: This includes your name, email address, phone number, and any other information you provide when signing up for our services, contacting us, or participating in our programs.
  • Financial Information: When you use our budget planning tools, we may collect information about your income, expenses, savings goals, and other financial data you choose to input.
  • Usage Data: We automatically collect information about how you interact with our website, including your browsing actions, the pages you visit, and the features you use.
  • Device Information: We may collect information about the device you use to access our services, including your IP address, browser type, and operating system.

How We Use Your Information

We use the information we collect for various purposes, including:

  • Providing, maintaining, and improving our financial education services
  • Processing your subscriptions and transactions
  • Personalizing your experience with tailored content and recommendations
  • Communicating with you about updates, promotions, and educational resources
  • Analyzing usage patterns to enhance our website and service offerings
  • Protecting our services and users from fraudulent or harmful activities
  • Complying with legal obligations and resolving disputes

Data Storage and Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Your financial data is encrypted using industry-standard protocols, and we regularly review our security practices to ensure the ongoing confidentiality and integrity of your information.

While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security. You are responsible for maintaining the confidentiality of any account credentials and for restricting access to your devices.

Data Sharing and Disclosure

We do not sell your personal information to third parties. However, we may share your information in the following circumstances:

  • Service Providers: We may share information with trusted third-party vendors who help us operate our website, conduct our business, or provide services to you, provided they agree to keep this information confidential.
  • Legal Requirements: We may disclose your information if required by law, governmental request, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
  • Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
  • With Your Consent: We may share your information with third parties when you have given us your explicit consent to do so.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

  • Access: You can request copies of your personal information we hold.
  • Correction: You can ask us to correct inaccurate or incomplete information.
  • Deletion: You can request that we delete your personal information in certain circumstances.
  • Restriction: You can ask us to restrict the processing of your information in specific scenarios.
  • Data Portability: You can request a copy of your data in a machine-readable format for transfer to another service.
  • Objection: You can object to our processing of your information based on our legitimate interests.

To exercise any of these rights, please contact us using the information provided at the end of this policy.

Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to collect information about your browsing activities. These technologies help us analyze website traffic, customize content based on your preferences, and enhance your browsing experience.

You can control cookies through your browser settings. However, if you block certain cookies, you may not be able to use all features of our website.

Children's Privacy

Our services are not intended for children under 16 years of age, and we do not knowingly collect personal information from children. If you are a parent or guardian and believe we have collected information from your child, please contact us immediately so we can take appropriate measures to remove such information.

International Data Transfers

Your information may be transferred to and processed in countries outside of your country of residence, including the United States and other countries that may have different data protection laws. We ensure appropriate safeguards are in place to protect your information when transferred internationally.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Any changes will be posted on this page with a revised "last updated" date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

SAHOS
12 Liberation Ave
Accra, Ghana
Email: [email protected]
Phone: +233 20 111 4567